Apply for a mortgage in Spain with certainty
Applying for a mortgage in Spain requires specific knowledge of local banking and legislation. LUXE Real Estate Group will guide you through every step of the financing process for your home under the sun. We ensure a smooth process without administrative worries.
Who is this for?
Our services are specifically tailored to the needs of various profiles looking to finance property abroad.
- Companies, Investors, Individuals, SMEs, Families
- Belgians looking to buy a second residence.
- Entrepreneurs seeking commercial property in Spain.
- Families looking to move south permanently.
What exactly do you get?
- Complete file construction for smooth approval with Spanish banks.
- Independent financial advice on the best interest rates and terms.
- Clear overview of mortgage spain application fees.
- Guidance on property valuation.
- Legal review of loan documents before signing.
How do we proceed?
- First meeting: We discuss your budget and the feasibility of your plans.
- Documentation: We collect all necessary certificates and evidence for the bank.
- Negotiation: We submit your file to several lenders.
- Approval and Notary: We accompany you until the final signing in Spain.
Results & confidence
- Hundreds of successful files for Belgian buyers.
- In-depth expertise in the Spanish banking sector and regulations.
- Transparent communication without hidden commissions.
Active in Spain and elsewhere.
Price indication
Starter
Basic analysis of your financial capability and initial consultation.
Plus
Full file guidance and negotiation with local banks.
Premium
All-in package including tax optimisation and legal assistance.
* Exact tailor-made price after meeting.
Frequently asked questions
What does this cost and how is the price determined?
The cost depends on the complexity of your case and the loan requested. We work with a flat rate or a percentage on the amount borrowed, so you know exactly where you stand in advance.
How soon can I expect results?
Applying for a mortgage in Spain takes between 4 and 8 weeks on average. The speed often depends on how quickly the banks respond and how quickly you provide the requested documents.
What do you need from me to get started?
To get started, we need proof of income, such as pay slips or financial statements, and a statement of your current debts and assets.
What are the main mortgage spain applications terms and conditions?
For non-residents, Spanish banks usually finance up to 70% of the purchase value or appraisal value. You must therefore have sufficient equity for the remaining 30% and purchase costs.
Is applying for a mortgage spain from belgium possible?
Yes, you can start the entire process while you are still in Belgium. We will coordinate contacts with the banks locally so that you only have to travel to Spain for the deed.
Ready to launch?
Contact us today for an initial screening of your case. We will be happy to help you realise your dream in Spain.
No obligation - usually response within 1 working day.
