Mortgages in Spain

Real estate investment Spain

Are there any tax-free investments in Spain?

Are there really any tax-free investments in Spain? An honest expert’s answer, plus legal ways to cleverly optimise your tax on Spanish property.

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Mortgages in Spain

The Role of the Notary in Spain when buying a home

In Spain, the notary (notario) formalises your property purchase, draws up the escritura pública and handles the transfer of ownership. Find out what they do and don’t do, the

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Purchase assistance Costa Blanca

Legal Control of Real Estate in Spain

The legal due diligence on property in Spain is carried out by your solicitor, not the notary. Find out about the checks on the Nota Simple, debts, planning permission and cédula at

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Mortgages in Spain

FEIN: What is it and why is it crucial in Spain?

The FEIN is the binding, standardised mortgage offer from your Spanish bank. Find out what it contains, the ten-day cooling-off period and how it differs from the

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Mortgages in Spain

Mortgage in Spain as a non-resident | Dutch & Belgians

A mortgage in Spain as a non-resident: how much you can borrow (up to ~70% of the valuation), interest rates, term, documents, the application process, the FEIN and the 10-day period

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Mortgages in Spain

Required Documents for Mortgage in Spain

What documents do you need to apply for a mortgage in Spain as a non-resident? A comprehensive checklist covering your NIE, proof of income, bank statements and property documents, plus tips on how to get everything sorted in good time

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Mortgages in Spain

Choosing Fixed or Variable Interest in Spain?

Fixed or variable interest rates in Spain? Find out the difference between ‘tipo fijo’, ‘tipo variable’ and ‘tipo mixto’, and choose the right type of mortgage as a non-resident.

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Mortgages in Spain

The Valuation (Tasación) for your Spanish Mortgage

The tasación is the official valuation required by your Spanish bank. Find out how the mortgage is calculated based on the lower of the valuation and the purchase price, and what

Mortgages in Spain

Mortgage refinance in Spain | Save

Hypotheek oversluiten in Spanje: subrogación, novación of een nieuwe hypotheek. Ontdek wanneer het loont, wat de kosten zijn en hoe het proces aan de Costa